KarinsDad said:
What is the "AC of a 5th level Monk"?
Caliban said:
Well, one possibility is the +1 AC bonus indicated for a 5th level monk on Table 3-10 of the PHB, under the column labeled "AC Bonus". I think the belt is referring to that AC bonus (and that is another reason why I think they are supposed to be two different AC bonus abilities).
You think it is referring to the more general AC bonus. You may very well be right, but I'm going to stick with my ruling until I see something official one way or the other.
You totally ignored the question. The question was not "What is the AC Bonus of a 5th level Monk?".
The question was: What is the "AC of a 5th level Monk"?
If you are playing a 5th level Monk, what is your AC?
There is no way possible to answer that question and talk ONLY about the bonus from Table 3-10.
If you were playing a 5th level Monk in my campaign and I told you that your AC was only 11 (regardless of all other factors), you would disagree with me.
So, answer the ACTUAL question here. Don't talk about the Monk's Belt. Don't talk about AC bonuses. Talk about AC and just answer the question.
What is the "AC of a 5th level Monk"?
a) 11 plus Dexterity bonus plus magical bonuses
or
b) 11 plus Wisdom bonus plus Dexterity bonus plus magical bonuses
And if you pick answer a), explain how you would tell a player of a 5th level Monk in your campaign how the Wisdom bonus is not applicable because the "AC of a 5th level Monk" does not include the Wisdom bonus.
According to you so far, the "AC of a 5th level Monk" is 11 because only Table 3-10 applies. Dexterity does not apply to this sentence. Magic does not apply to this sentence. Wisdom does not apply to this sentence. For that matter, you might be telling us that wearing other armor does not apply to this sentence.
You are claiming that the words "AC of a 5th level Monk" mean something else like the AC bonus from table 3-10. What do you have to support such an interpretation when the words say AC and not AC bonus?