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Mother nature throws my family for a loop

fett527

First Post
I haven't been on ENWorld much since last Thursday. This would be why:

OK, so last Thursday we had a couple of storms roll through the area. One during the middle of the day and another at about 8:00 PM (this one was the worse of the two). I host my own e-mail at home and I notice that half way through the day I can't get to my webmail. I immediately assume something happened related to the storm and I was right. I get home and we had been hit by a significant power surge. Lost power in part of the house, air conditioning was zapped and non-functional and I lost a bit of electronic equipment:

DSL modem
Linksys router
5-port switch
2 NICs
cordless phone
Onkyo receiver

The computer/network equipment I can replace for little money (we weren't the only ones hit as by the time I got to Best Buy they had sold out of desktop NICs completely) however I was PISSSSSSSSSSSED about the receiver. Not the top of the line so it still comes within our insurance deductible of course. Grrrrrrrrrr.

Now, the fun begins. The other storm rolls through, and I've never seen a storm (here in Dayton) put out this much lightning before. I get a phone call from neighbors of my parents (they live less than 10 minutes away) about 9:30 PM saying their house is on fire. The house had been struck by lightning while, thankfully, my parents were having dinner with my brother and his wife so no human was hurt. We lost our cocker spaniel, Buffy, to smoke inhalation. This is the house I grew up in from 6th grade on and the house my grandparents lived in. It sucked. The kitchen was destroyed, the living room will have to be gutted. It could have been much worse, but the closest fire station is just up the street so they got there quickly. The worst part was the dog. If you have pets you know how much they can mean to a family and how much more they start to mean to older couples whose kids are gone. They start to get very attached. My mom and my dad had a tough time with the dog. I actually had to go in the house and get her out. It was tough and I wasn't even all that attached to her. We were up until 3:00 AM making sure the insurance company was notified and making a plan on what my parents would do the next few days.

Now, I want to emphasize this point- MAKE SURE YOU HAVE GOOD HOME OWNERS OR RENTERS INSURANCE. I went first thing the next morning to take pictures and videotape and my Dad had already talked to the insurance company and they were to meet him at 1:00 PM that day. The insurance guy came, the contractor was there and had someone come out to clean up somethings while we were there and they had the cleaners come and start to bag up bedding and clothing. The coverage on the house is extensive (and includes living expenses), the deductible is low and I can't tell what a boon this has been to my parents. The relief on my Dad's face was immediately visible. I hope no one else has had to go through this.
 

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Craptacular.

We got hit this year too, but fortunately it hit the TV antenna instead of our internet antenna (we live in the boonies and get internet via microwave). Took out the tuner in the VCR and damaged the one in the TV, and killed a DVD player, but that's it.
 


We're recovering well, mostly because of the insurance. Everything will be replaced and rebuilt in time. Except for the dog, poor girl. :(
 

fett527 said:
Now, I want to emphasize this point- MAKE SURE YOU HAVE GOOD HOME OWNERS OR RENTERS INSURANCE. I went first thing the next morning to take pictures and videotape and my Dad had already talked to the insurance company and they were to meet him at 1:00 PM that day.
Combine these two for further advice: take pictures and/or videotape BEFORE you have an event like this. At least once a year, as well as after any major acquisitions/life changes, take a mess of pictures and/or video of your home and all your stuff (don't forget the garage and yard) and keep them somewhere OTHER than at home - at the office, with relatives, in a safe deposit box, etc.
 

I've been off ENWorld for several days too but it's because I'm on vacation. When I saw your thread, Fett, I just had to comment on how sorry I am for the tough situation your family faces. My condolences about your dog but I'm glad your parents were not injured and I hope everything gets back to normal soon.

Take care.
 


Wow, let me offer my condolences too.

The dog is the worst part- you can always replace stuff, but a dog is like your kid. I very much sympathize with your folks- I lost one of my dogs a couple of weeks ago too. :(
 

That's a real bummer!

My condolences. I, too, am glad that you didn't lose any people, but I know how tough it can be to lose pets. . .

Thank goodness for good insurance. Send a link to your insurance company for advertising/gratitude.
 

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