i would like to respectfully disagree. it may only be my personal playing style, but i pick a particular concept i want to play, only to find it does not exist in d&d. so i take a number of this and that and the other and patchwork it together. my result is a chimera of base and acf and prestige, but i get my concept. invariably, my character is behind the power curve as a result. by quite a few levels.
Exactly, before the Swashbuckler class was published the best "swashbucker" was the simple fighter/thief or fighter/bard. I still think the fighter/bard is the best, but wish there was no spellcasting.