Scribe
Legend
In games about getting treasure and getting out alive, I think this is super important. What are you taking? What are you willing to leave behind?
I think this is critical. If the game is not about getting treasure, then sure you dont need to worry about it as much, but when the game IS about getting treasure and stuff out of the dungeon, then it matters.
Shadowdark solves it in a way that is not painful book keeping, and just gets you playing.