I find the idea that one should cover up for deadbeats not only objectionable from the point of view of self-interest, but irresponsible to others.
Plus, the idea that any debt can be resolved legally is kind of naive. Deadbeat companies rely on stiffing people in small amounts because it then doesn't make economic sense to use the tools at your disposal to seek redress. Winning a fraction of what you paid to collect is not winning. Naturally, if hiring a lawyer or going to small claims court does make sense, one should do so, but in some situations, the debtor might be in another state or country, or the amount might only be a few hundred bucks.
That said, when you do name names -- and *do*, please, if other options fail -- do not exercise any form of speculation or hyperbole. Just describe what happened.
Plus, the idea that any debt can be resolved legally is kind of naive. Deadbeat companies rely on stiffing people in small amounts because it then doesn't make economic sense to use the tools at your disposal to seek redress. Winning a fraction of what you paid to collect is not winning. Naturally, if hiring a lawyer or going to small claims court does make sense, one should do so, but in some situations, the debtor might be in another state or country, or the amount might only be a few hundred bucks.
That said, when you do name names -- and *do*, please, if other options fail -- do not exercise any form of speculation or hyperbole. Just describe what happened.
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