What's In Your Wallet?
My PC has the "Belt & Suspenders" quirk, so he tends to pack a lot (as much as he can). He has a Warhorse (with saddlebags), a
Heward's Handy Haversack, and a girdle with two beltpouches on it. In them he carries:
4 vials of acid (one in each beltpouch, two in the haversack),
4 vials of Alchemist's Fire (ditto),
10 Antitoxin (one or two in a girdle pocket, one in the Healer's Kit, and the rest in the Haversack),
MW Mithral Armour Spikes,
20 silver arrows (in one of two Quivers of Ehlonna),
80 arrows (ditto),
20 Cold Iron arrows (ditto),
MW combination hammer-backed handaxe and crowbar, balanced for throwing (on girdle),
Heward's Handy Haversack,
Bedroll (tied in slings, in the Haversack),
Bit & bridle (on mount),
Winter blanket (in bedroll, along with the lighter one),
MW Buckler (left hand),
15 candles (scrollcases, tinderboxes, Haversack),
2 scrollcases (girdle, saddlebags),
10' chain (saddlebags),
3 chalk (pocket, pouch, Haversack),
2 Climber's Kits (worked in as part of armours),
Cold weather outfit (saddlebags),
Dastanna (worn on wrists),
2
Everburning Torches (torch bracket & Haversack),
2 Explorer's Outfits (Consisting of waterproof oilskin raincloak with button-in wool liner, shirt, pants, 2 underwear, 2 pairs of socks, gloves, gauntlets, stocking cap, shemagh scarf, 6 bandannas, and boots; one suit worn, the other in the Haversack),
3 fishhooks (pocket, pouch, and Haversack),
4 tinderboxes (pocket, pouch, Haversack, and saddlebags),
Set of MW Claws (saddlebags),
2 collapsible grapnels (Haversack & saddlrbags),
4 Healer's Kits (rear of girdle, 2 in Haversack, saddlebags),
4 Holly & Mistletoe (pocket, pouch, Haversack, saddlebags),
4 holy water (two in pouches, two in Haversack),
2 vials of ink (scrollcases),
2 vials of colored ink (scrollcases),
2 ink pens (scrollcases),
MW heavy lance (weapons boot, on mount),
MW Morningstar (ditto),
Alchemist's lab ("Home"),
10 one-gallon waterskins (8 in Haversack, 2 on mount),
Light warhorse,
MW Quarterstaff (quiver 1),
3 Amazing locks (two on the ends of the chain, one on the MW manacles),
Composite longbow (quiver 1),
MW composite longbow (quiver 1),
3 magnifying glasses (girdles, survival necklace),
MW manacles (Haversack),
Mirror (Healer's Kit on girdle's rear),
MW mighty composite longbow +1 (quiver 1),
MW mighty composite longbow +2 (quiver 1),
MW mighty composite longbow +3 (left hand),
2 clay mugs (Haversack, saddlebags),
MW harp (case, in Haversack),
20 sheets parchment (scrollcases),
20 pepper-tubes (cloak),
One-gallon iron pot (Haversack),
4 beltpouches (2 worn, 2 with spare clothes),
14 day's iron rations (Haversack),
7 day's iron rations (saddlebags),
4 50' silk ropes (two in Haversack (one tied to grapnel), one on saddlehorn, one in saddlebags),
Military saddle (on mount),
Saddlebags (on mount),
Salt (Haversack),
Baking soda (Haversack),
3 needles (necklace, Healer's Kit, Haversack),
Shovel (weapons boot),
8 slings (tied around things (like the bedroll), and in boots as laces),
2 MW slings (pockets of Explorer's clothes),
3 smokesticks (pouch, Haversack, saddlebags),
Soap (Haversack),
MW Longknife (Girdle; treated as a shortsword, in-hand, and can be thrown as a dagger),
4 tanglefoot bags (2 in pouches, 2 in Haversack),
Lead-lined tent (tied behind saddle; prevents scrying),
Thieve's tools (with spare clothes),
MW thieve's tools (inside dastanna),
4 thunderstones (pockets),
15 tindertwigs (smokesticks, 3 in each tinderbox).
6 longbows, taken from dead enemies (quiver 2),
Torch bracket (mounted to buckler),
MW studded leather armour (saddlebags),
2 survival necklaces (Each consists of a ringsaw, with padding, small beaded chain (passed through the rings and supporting the rest), mirror-polished and sharpened "dog tags", signal whistle, compass, tinderbox with flint & steel, needle, 3 candles, and 3 tindertwigs. One worn, one with extra clothes).
And then there's the magic stuff...
A lot of this gear is left over from earlier levels (such as the composite longbow (1), the MW studded leather (2), etc. My PC tends to have back-up equipment saved up, instead of selling his old gear... He also has his old longknife, hammer-backed handaxe/crowbar, and claws, just in case he ever needs them, again.