I don't mind the idea of rolling but some of the random results are way too harsh.
Say you are planning on playing a wizard and rolled.
2: You start with all of your weapons and gold taken from you. You still have armor and gear, but your weapons and gold are gone (as well as spellbook or spell components if relevant). You cannot remember what happened, but are sure you had them with you yesterday...
A fighter type can pick up a stick and use it as a club, you effectively become dead weight in the party.
Not only that before you can be any good, you need to some how acquire
15gp for a new spell book.
Then write them into the book at 100gp a page.
replacing all the 0-level spells 19 (1900gp)
then you've lost probably 8 or 9 1st level spells as well (~800gp)
So you start 2815gp down, and until you have earned at least 115gp you can't memorise a single spell other than read magic. That's assuming she has someone kind enought to let her borrow a spellbook to copy the spell from, otherwise she will have to spend the money to by scrolls or pay someone to borrow their book at spell level x 50gp.
and knowing my luck that would be exactly what I rolled.