PC creation doesn't take 10 minutes in any game, except for the very first session.
Usually you are loosing MONTHS or YEARS of character development when your character dies. And if resurrection is your answer, than why do you need SoD? SoD is not at all scary, if it involves restoring to your last save point.
Death should be meaningful, and not random.
Thank you for making that point. I am always confused whenever I hear someone argue for shorter character creation times. It takes me longer to come up with an interesting background than it takes me to make a PC in any edition of D&D.
And as nightwalker says, the actual character generation happens in game, both as I figure out how to give the character his voice and as the character develops relationships to other PCs and NPCs.