Jd Smith1
Hero
I don't see why I should feel morally obligated to deliver this sort of "realism" to my players. If I wanted them to experience the true horror of war, then I should also probably rule that if they die, the game is over for them. No rolling for another PC, no second chance, never play this game again with us. Because that's what happens IRL if you don't surrender, right?
I wasn't recommending that you GM that way. I was explaining the outlook my players (and I) have. I game with older players, all veterans, all history buffs.