Zardnaar
Legend
And there'd be the problem of having to differentiate between people who don't want to get vaccinated, and the ones that can't get vaccinated due to health issues.
My theory was Covid must be costing the insurance companies a bomb so they would be lobbying and/or trying to find out how to avoid paying out.
Eg add a clause to your policy "if you're unvaccinated without a medical reason they won't pay for treatment".