CellarHeroes
Adventurer
I believe that the harm stems from a person's lack of self control, so only harmful to some. Casinos and other gambling services thrive off of these folks. Some people hold the companies accountable, and others hold the individual accountable. This then leads us down the path of "if the people didn't want it, the people wouldn't use it" which leads further into "but the companies made the people believe they wanted it".Yes, part of my opinion is that no one has explained how microtransactions are harmful. There's no evidence they will release loot boxes and I don't see much of an issue if they did as long as they're completely cosmetic.
In the end, it's a chicken and egg situation.