Maxperson
Morkus from Orkus
I never found save-or-make-a-new-character to be all that scary. More annoying than anything.
I invest heavily in my characters. The chance that I would lose one just like that *snap* was terrifying.
Yep! Different strokes for different folks and all that.In my experience, having multiple party members go down during a dangerous encounter is much more effective at ratcheting up tension, because then the party has to scramble to save the dying characters while simultaneously fending off the (likely uninjured) monsters. If the character is dead then, short of someone living having revivify on hand, they're no longer relevant to this scene (outside of possible reactions to that character's death).
To each his own.