Chaosmancer
Legend
Unless there's actual physical damage, like poison, in which case it heals that too. Thinking about it differently doesn't change the rules.
Okay, let's play this out for a second.
Player: "I've been stabbed!"
Bard: "Don't worry, I will strum on my lyre to call upon the forces of creation and heal your wounds." (rolls a 1d4+cha mod) "You heal 6 points."
Player: "I've been stabbed!"
Bard: "Don't worry, I will strum on my lyre to call upon the forces of creation and heal your wounds." (rolls a 1d6) "You heal 6 points."
Notice how these are identical? That's because Healing Word is a Verbal only spell. the difference isn't in the lore, it is in the resource and timing. Now, if people want it to be that Bardic Inspiration is purely non-magical, that's fine. If they want it to be a mix of magical and non-magical, that's fine. If they want it to be purely magical, that's fine.
Because the entire POINT of a bard is that they are using music and words and performance to do magic. "There is magic in a song, the laugh of a child, and the pounding of feet dancing around the fire" is the entire point of the style of magic bard's use. Why would we need to make this another pointless discussion about meat points? If you don't want non-magical healing through the use of words and song, then say that bardic inspiration is magical words and song, it fits just as easily.