Something you guys may or may not find useful - I threw together a VERY quick + dirty spreadsheet for making a HARP character. You can download it at
http://www.oz.net/~inthane/harp.xls
On the "stats" page, don't edit anything that has a yellow background. On the skills page, list your class's favored skill categories in cells O3-O9, and don't edit the following columns:
Ranks
Total Ranks
Rank Bonus
Total Bonus
Total DP spent on skills shows up in cell P1. Enter the DP you wish to spend on the skill, and it will calculate your skill ranks, bonuses, etc.
For Stat bonus, enter the formula as either '=stat+stat' or '=stat*2' - where stat is st, co, ag, qu, sd, re, in, or pr. So for a skill that uses in and re, you would enter '=in+re' in the stat column.
Works in Excel XP and Excel 2003, don't know about other versions.