At long last! The picking of nits!
Everyone, please list your Region with your primary demographic info (Race, Class, Alignment, etc).
Going from most recently posted...
[sblock=Ragnoth, Dalelands Human Paladin of Torm (Player: GandalfMithrandir)]
First Glance - What are you planning on lighting those torches with?

The character is very spartan in the gear department. While dungeoncrawling isn't the focus of this campaign obviously, should the PCs decide to investigate a threat to the town personally, Ragnoth may have some gear issues.
Number Crunching - I'll want to see all of the character's skill totals, including those with no ranks but can be used untrained. Spot gets a +2 bonus from the Blooded feat. Speaking of gear, you're missing your bonus item from your Region. You can choose a Mighty Composite Longbow (+2 Str bonus), a Mighty Composite Shortbow (+2 Str bonus), a Masterwork Longbow, a Masterwork Shortspear, a Masterwork Quarterstaff, or a
Potion of Cure Moderate Wounds. You can also sell your bonus item for 50% of its value and buy more regular gear (or a horse to go along with those ranks in Ride).

By my calculations, you have 24 gp, 9 sp, and 5 cp left to spend or save. You'll want to note that. Torches only cost 1 cp each.
Background - Need one.

Just a little blurb about his life in the Dalelands and how he came to worship Torm is fine. Reason for volunteering to help out Silverdale would be good also. Finally, I'll want to know what role or position he intends to fill in Silvergard.[/sblock]
[sblock=Barton Slyfoot, Halfling Scout (Player: Scott DeWar)]First Glance - What sort of halfling are you? "Generic" PHB Halfling equates to Lightfoot halflings in FR. As a I don't have Player's Guide to Faerun, we'll be using the FRCS version of the Forester feat (+2 on Heal and Survival checks). As mentioned elsewhere, due to being a Scout, you aren't eligible for regional benefits, though you can still pick up a +2/+2 skill feat as a bonus feat (including Forester).
Number Crunching - You spent 6 points each on all of your ability scores, yet your Charisma is 10? From my calculations, your stats should read:
Str: 12
Dex: 16
Con: 14
Int: 14
Wis: 14
Cha: 14
Hit points should be 10. Your saves are all off by one (you have a +2 misc bonus, but halfling racial bonus to saves is only +1). Luck of Heroes has a regional requirement you don't qualify for. You'll need to spend the 30 gp for your shortbow so your spending is a little off because of that. Sunrods are 2 gp a piece. The pony is 30 gp. By my calculations, you've spent 182 gp, 3 sp (still well within your max starting gold of 200 gp). Need to know what languages the character speaks (he gets Common, Halfling, 2 more from Intelligence bonus and another two for the skill points spent on the Speak Language skill). Keep in mind that the Jump skill takes a -6 penalty due to the character's speed. I'll want to see skill totals for all skills, including those that can be used untrained.
Background - Sufficient. What role/position do you see this character playing in Silverdale?[/sblock]
[sblock=Jericho Saul, Human Bard (Player: Scratched_back)]First Glance - I don't see your Region on your character sheet anywhere. Where's your character from? You'll want to take advantage of the regional benefits.
Number Crunching - The FRCS version of the Artist feat doesn't give you any extra uses of Bardic Music. Just a +2 to on all Perform checks and a +2 on a Craft skill involving artistic expression (calligraphy, painting, scuplture and the like). From your feat choices (Artist and Cosmopolitan), it seems your character is from Waterdeep. Is that correct? I'm coming up with 42 out of 40 skill points spent. I'm assuming you took the 300 gp as your regional bonus gear from Waterdeep, in which case your gear checks out. However, you may want to reconsider the Masterwork Leather as it doesn't give you any additional benefit (unless you plan on getting it enchanted later). Also, you don't have a melee weapon. You may want to get one just in case. I'll want to see all skills that can be used Untrained listed.
Background - Looks good, except I see no mention of Waterdeep anywhere. Easily remedied by changing the location of the feuding families to Waterdeep and taking out the town founder aspect. Also, what role in town do you see Jericho assuming?[/sblock]
[sblock=Izard Strongfeet, Halfling Rogue (Player: ghostcat)]First Glance - Looks like we're missing a few things, notably a background. Going to need that.
Number Crunching - What sort of halfling are you? The "generic" PHB halfling is a Lightfoot halfling in FR. I don't see a region listed. You get a bonus feat from your region, as well as some extra gear, so you'll want to choose one.
By my calculations, you've spent 132 gp, 1 sp. You still need to buy mundane gear, including some thieves' tools. Keep an eye on your encumberance, though. You may want to grab a mule or something to hold your stuff if you plan on getting a lot of gear. I'll want to see all skills that can be used Untrained listed. Keep in mind that Jump takes a -6 penalty due to speed.
Background - Need one, obviously.

Where is he from? What is he doing in Silverdale? What role does he intend to take in the town leadership?[/sblock]
[sblock=Nameless, Human Ranger (Player: ethandrew)]First Glance - Need a name.

And a region. And a background. And a bunch of other stuff.
Number Crunching - Looks like your Hit Points should be 10 (d8 HD + Con mod). You'll want to pick a Region so you can get a bonus feat and some bonus gear. You've only spent 92 gp and you need to get some mundane gear. I'll want to see all skills that can be used Untrainted listed.
Background - Who is he? Where's he from? Why is he in Silverdale? What role do you think he'll take in town leadership?[/sblock]
[sblock=Bannocker Many Named, Rock Gnome Illusionist (Player: airwalkrr)]First Glance - The formatting is creating a god-awful side scroll. Don't suppose you could fix that?
Number Crunching - I'd like to see all of the skills that can be used Untrained listed, please. I'm not seeing your Region, but I also can't find a region that provides the Disciplined feat and a
potion of cure moderate wounds. What's your region? Your skills note a familiar, but I don't see one listed on your character sheet and you haven't spent the 100 gp for it. Wizards aren't proficient with darts so he's going to take a -4 penalty to attack rolls with them. Need to see your opposition schools on your character sheet.
Background - Looks good. I always enjoy it when players break the usual PC mould and give their character a family. Is Banny's family in Silverdale with him? What role do you see Banny taking in Silverdale's leadership?[/sblock]
[sblock=Lothar, Strongheart Halfling Warmage (Player: WarShrike)]First Glance - Not terribly fond of linked or attached character sheets. Any chance the final version could be done in a regular post?
Number Crunching - Although you don't quality for regional benefits, you still get a "+2/+2" skill feat as a bonus thanks to my house rule. Unfortunately, Complete Arcane doesn't list the starting gold for Warmages, so we'll assume that it is the same as Bard, so 160 for this game.
Background - Where is he from? Why is he in Silverdale? What role do you see him taking in the town leadership?[/sblock]
[sblock=Fandalla Caomhanach, Illuskan Human Cleric of Lathander (Player: Myth and Legend)]First Glance - Pretty character sheet.
Number Crunching - Note that Jump takes a -6 penalty due to your speed of 20 (while in your armor). Unless my math is wrong, it looks like your remaining gold is a little off. Your expenditures + your remaining gold adds up 208 gp, 1 sp, 9 cp. I'll need to know what spells those two scrolls contain. Although you've grabbed your regional bonus equipment, I don't see a regional bonus feat on your character sheet.
Background - Looks good. What role do you see her playing in town leadership?[/sblock]
[sblock=Turmak Aeducan, Dwarf Fighter (Player: Voda Vosa)]First Glance - Your character sheet format is creating an awful side scroll. Think you could fix that?
Number Crunching - I don't see a region listed, though you have a regional bonus feat selected. Luck of Heroes is good for characters from Aglarond, the Dalelands, Tethyr, and the Vast. Where's he from? Also, what sort of dwarf is he? A "generic" PHB dwarf is a Shield Dwarf in FR. The Vast is one of the places listed as a potential home for Shield Dwarves. Choosing that as your region will give you either 3
potions of cure light wounds + 20 Masterwork arrows OR banded mail armor with armor spikes. You have 240 gp to spend, and you've only spent 100 so far. You may want to ditch the sling for a crossbow or longbow (don't forget ammunition). On your skills, keep in mind that Jump gets a -6 penalty due to your speed. Your ability mods on Climb and Jump are off by one (you have +3 listed, but your Strength is 18 for a +4). Also don't forget armor check penalty.
Background - Need one.

Where is he from? Why is he in Silverdale? What role do you see him playing in local politics?[/sblock]
Phew. Did I miss anyone?