Salthorae said:Guardsmith...
One thing I just noticed in your House Rules pdf is the change in Purchase DC for License/Restricted items. You've put the License purchase DC at 15 instead of 10.
This means that my doctor who has a wealth bonus of 14 @ 2nd level (considered Affluent on the chart in CR), would have to lose a point of wealth just to get the driver's licesnse to drive a car right?
As far as I can tell, all vehicles require a License to use per the CR, and since a License is DC 15 (and anything with a purchase DC of 15 or higher causes at least 1 pt of wealth loss), I would lose wealth just to get a driver's license?
For anyone else (Insight specifically) are there rules for renting things? Am I missing something? I'm curious becaue I don't see anything about it, but as it stands I can't afford the car that I would lose wealth to be able to drive in teh first place, nor can I afford a small condo...
Thanks!...
...and sorry if I'm stupid with the wealth rules. All my previous d20 Modern games have been of the "Department 7" variety where we get equipment handed/loaned to us and live in "bases" or some such where all is provided!
Insight said:I didn't realize the GM had changed the Wealth system. I strongly recommend keeping the Wealth bonus structure as is. At least in terms of the licenses (certainly ones such that anyone can reasonably get, such as a driver's license - I think they are too expensive as it is). In fact, if the base is 15, I'm going to have to go without any licenses on any of the stuff I purchased - I just can't afford it.
Rhun said:Yeah, I had to purchase a couple of items for my PC on the blackmarket that I would normally have purchased a license for.
Dire Lemming said:For future reference, does health insurance cover soul trapping? What about petrification? Level drain? It damn well better or I'm suing! My vampiric mind flayer lawyer will bleed you dry! Also, if you buy life insurance and then get raised, can you collect it yourself?
Insight said:I'm pretty sure health insurance only covers bodily injury. Perhaps someone sells "soul" insurance... of course, that starts into the religion discussion and that's a no-no.
Guardsmith said:I will lower them to the levels in the book on one condition: please, please, please only take the Personal Firearms Proficiency or Archaic Weapons Proficiency and purchase weapons if it is reasonably justified by your background. By "reasonably justified" I mean that its likely your character is to have encountered/used these weapons in their life. If you use the phrase "its a hobby" or "he likes guns" then it may not be reasonable.
Rhun said:I believe it is justified with my PC...
One thing to note, is maybe it is worthwhile to leave the increase on Restricted and Military weapons...but for simple firearms and driver's licenses, the original pricing is probably okay.