AuraSeer said:No one is saying that a first-level character should be able to afford it. (Even if he could, the spell would fail, because the level loss would bring him to 0 HD.) The issue is that with the increased cost, even a party powerful enough to cast the spell would likely be unable to afford the material component.
What should have been done, is, in the spell description, simply note that churches/temples/etc typically require a LARGE additional donation to the faith, before they even consider petitioning for a character's return from death.
That would have reinforced Andy's stated intent (make the spell be cast more often by the party Cleric) actually HAPPEN.
If the coin cost is levied no matter WHO casts it ... then what does it matter if the party cleric casts the spell, of Father Bob back in town does?
That said -- in general, I dislike it, and I'm not going to use it as-is. I'll bump the material costs up to those levels in the case of cast-for-hire, but not for PC clerics casting it on their friends. The extra expense will be a donation to the faith, too, so PC clerics won't be making mad profit raising people from teh dead at cut rates.