Lyxen
Great Old One
I've read them
And then, from the rest of your answer, it's clear that we agree that the rules tell it my way.
After that, you can play the way you want, and I'll play the way I want, the DM is the one who chooses when to ask for rolls anyway. I was just pointing our that there is a clear, simple and elegant solution that abides by all the RAW, provides really good tension in the game with minimal interruption due to dice rolling, and as an added bonus, completely eliminates metagaming if it's a concern to you.
Now use it or not, use the rules or not, it's up to you.