I'm a little confused about starting treasure. on DMG page 145, table 5-1 lists amounts. That is the total they should have at that level, not the total they should find at that level, correct? Therefore a 20th level character should have 760,000 go wroth of equipment, or should they have 760,000 plus all the previous levels (which seems like a lot). Now facter into this epic. Say for a 28th level character. If we take my interpretation of a 20th level character at 760,000 gp. Now we look at table 3-10 on page 122 of the ELH. I interpret that table as what they should find each level. if we extrapolate both tables I gather that a 28th level character should have 1,759,000 gp worth of equpment. Am I correct or monumentally confused?