El Mahdi
Muad'Dib of the Anauroch
If people have a hard time imagining reloading the crossbow one handed, I would look to over the top action movies for inspiration, you tube videos of one handed people doing amazing tasks, or just try and use your imagination and think that might be a brace of bolts and cocking mechanism on the characters hip maybe built into the holster for the pistol.
First, a brace of bolts and cocking mechanism would definitely make for a non-standard piece of equipment, and should be paid for as such.
Second, the Feat says nothing about special equipment.
Third, I can use my imagination...thank you very much...and even my imagination knows, this just is not possible.
Lastly, I challenge you to find even one video of someone doing what you propose. One video of somebody loading a hand crossbow with the same hand holding the crossbow, while also doing this faster than a normal load (which is what the crossbow expert feat provides), and do it to a hand crossbow in each hand.
I'm betting you'll have better luck proving the existence of the Loch Ness Monster.
P.S.: You would never be able to do any of those actions you describe at my table, and RAW backs me up. But again, do whatever you want at your table or whatever you can get another DM to allow you to do. You can even "persist" in your illusion you're playing by RAW. Nothing however, will change that you're not.
Enjoy your game. I'm done.
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