Actually, I appear to be in the same boat as Bagpuss, the Iconic Familiar. Gold? We get gold for this? Any gold we have is usually spent. We don't even bother splitting it up any more, we have a group fund among the three of us.
See, "we" means a human paladin, a dwarf wizard/transmuter and an elven sorceress. Oh, sure, sometimes we are accompanied by others (PC or NPC), but it never seems to be a healer, scout or thief. It usually turns out to be a sex-obsessed barbarian or twin rangers who fight with everyone in the core party. We spend a lot of time dragging someone out of the places we visit. So now the paladin buys healing potions and I'm always buying some new spell or the special ink to scribe one in my book. The sorceress, having seen me cast Glue one too many times (and perhaps inhaling the fumes when it burns), seems obsessed with tanglefoot bags (although she now has the Web spell so maybe we'll be able to save some money.)
Did we just get beat up by invisible foes? I'll run around paying exorbitant prices to find a See Invisible spell and put it in my book. Then we can go back and teach them a lesson. See, as a dwarf - no matter how smart a wizard I happen to be - I don't like leaving things unfinished or running away. I can tell myself as long as we go back and try to "do it right" we're not running away.
All the rest of the funds go toward bribes, payoffs, services, food and lodging and costs for me to rent a spot in the local blacksmith's or buy materials to make new weapons and armor, or repair old ones.
We now also have the added cost of feeding six Winter Wolf cubs the paladin thinks she can raise to be good, after I convinced her to kill the mother that had just eaten a cabin full of people.
We also just turned over the object of our self-assumed quest to the clerics that had to ressurrect our paladin. Bye-bye, gemstone of approximately 5,000 GP value. And we still owe the priest a quest to be named later for his efforts.