Undrave
Legend
In many of my 5e campaigns, 1st level characters don't have 75gp...
A Fighter's starting equipment includes the option to get Chainmail and a Shield. You can literally have 18 AC and up to 13 HP at first level as a Fighter. And you get Second Wind AND you can get the Defense Fighting Style to boost that up to a whopping 19! 17 without a shield if you want to grab a heavier weapon.
My rolled stat monk has ridiculously good stats, and I have 18 in both DEX and WIS. I still feel like I get hit a lot and for a lot of damage and I don't do a lot while in battle... It doesn't help that the rest of the team is a Paladin, a Warlock and a Barbarian so my major contribution is being the guy who can stealth without using an Invisibility spell, the ability to climb walls well (but the Warlock has a flying broom...) and that I know the Underdark in that particular area of the world becaue of my background. I DID put my ability to cast Silence to good use when an allied NPC spellcaster got mind controlled by an Aboleth! That was neat.Monks also a lot better with higher rolled stats. I've get to see default array used IRL.
Also, in defense of that monk, I'm garbage at using illusions cleverly so that's a way to contribute I'm not super good at.
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