Jd Smith1
Hero
Sure, but were they willing to die without their car?
"Come on, this is our chance, we need to get out of here, or we'll die in here!"
"Not without my iPhone!!"
"..."
Well, in fairness, we're talking about gear you can't purchase.
But people and property are a complex issue. Every year about 3500 burglars die trying to steal very ordinary belongings that were covered under homeowner's insurance.
So I don't see it as unrealistic. I'm not 100% sure it is sensible, either, but given my history I'm in no position to judge.