Equipment Damaged in Combat

[Drakken]

The SRD and PH talk about damaging targeted equipment, the question is what about all the general equipment a character has on them when attacked from something like an area effect spell?
Spells like cone of cold, flame strike, a dragon's acid breath, lightning, others?

Does everything a player have on potentially take damage?
Example: Boots, cloak, napsack, bracers, rings, potions, etc.

I understand that saves would be based on the character's or magic item's (whichever is highest) but this seems like a lot of work after every area effect spell.

If this is written somewhere, please mention book and page!

Thanks!

p.s. I did look through the last 14 pages and didn't see this mentioned, if someone knows of an existing link, let me know.

 

[Crothian]

Only when the person rolls a nat 1 on his saving throw does his equipment risk being destroyed. It's in the DMG, I think in the saving throw section.

 

[Dr. Zoom]

PH, page 150.

 

[Gizzard]

And here is a GameStoppers from the Wizards site which give examples of the same thing.

 

[Drakken]

Outstanding!
These were exactly the two simple items I couldn't find.
I knew you professionals would have no trouble, answered in 3 responces.
Thanks!

The head instigator in this was going to have us roll for EVERY item we carried - Horror!: