LOL No. All that needs to happen for us to be the victim is for us to be on the other side of the racist comment or act. No full oppression needs to happen for the act to be based on race. If I run around calling every black person the N word, I'm not oppressing anyone. I would be acting racist, though. I'd also get my ass kicked right good and deserve it. Oppression is not a requirement for racism. It's just a tool in the racist bucket.
Oppression isn't done by an individual on another; it's generally an implicit, and possibly unintentional, leverage behind a person's action due to institutionalized bigotry. Given the experiences black people have gone through in America, and how they were treated by white people who called them such terms, there are legitimate fears that white people who use such terms now have similar intentions to white people back then, particularly because, from my admittedly white privileged vantage, there's been a fairly successful societal education going on to let people know that such a term is, to put it mildly, a very stupid thing to say, so anyone who goes against that education is either being willfully ignorant or actually *does* espouse those outdated views - both of which are very dangerous perspectives in highly charged situations.
Having an action being based on race isn't in and of itself racist, if there are legitimate reasons behind it. Discrimination isn't bad on its face - everyone discriminates every time they make a choice. It's only bad when it's being used against a category of people that is generally unable to protect itself because it's in a minority.
Without trying to overshadow other minority groups, black people - for example - have a generally hard time removing institutionalized racism without help from non-PoC. I'm not an expert on American politics, but my understanding is that most states disallow convicts from ever voting in the future. Black people are inordinately convicted and face stiffer penalties than white people for the same actions, and are thus disproportionally removed from the voting pools of many states. The vast majority of people, I would wager, are not able to investigate every issue at hand for every election, and so tend to focus on the handful that are most relevant to their own daily lives. I don't blame them for this, and in-and-of-itself, voting in self-interest is not inherently racist. That said, given that many white people don't have all the same concerns as black people, many issues that are of concern to black people don't get the attention they need because the pool of eligible voters has been winnowed to remove those who may be affected, and thus the institutionalized racism remains intact. One aspect of white privilege is that even if a given white person doesn't vote, generally speaking, enough other white people who share the non-voter's concerns will vote and thus the non-voter's concerns are covered. Black people don't get that sort of back-up plan, particularly when stacked with other aspects of institutionalized racism that disproportionally make it harder for PoC to vote than white people.
In the US, white people are not a minority, particularly when it comes to positions of power and influence. No white people are losing things in their lives because they are white (note that "not getting something in limited supply because a minority got it instead" is not the same as losing something, because nobody was entitled to it in the first place), although they may lose things for other reasons (being white is not enough to be successful on its own, even if it does avoid some obstacles).
So, please, tell me. How do white people suffer from racism on a yearly, monthly, daily, hourly basis?