Nail said:
Luck bonus +5 AC
Sacred bonus +5 AC
Profane bonus +5 AC
Insight bonus +5 AC
Morale bonus +5 AC
How do you get all these with core rules only?
Here's something off the top of my head using the SRD, I'm sure others can top it:
Halfling rogue 8/monk 1/wizard 1/duelist 10, starting stats 14 Wis 17 Int 19 Dex, rest rock bottom (32 point buy). Wis gets boosted to 24 with +4 inherent bonus and +6 enhancement item, Int gets boosted to 28 with +5 inherent and +6 enhancement, and Dex gets boosted to 34 with 5 level up points, +4 inherent and +6 enhancement.
So for AC, we get:
10 (base)
+1 size
+8 armor (bracers of armor)
+5 deflection (ring of protection)
+5 natural armor (amulet of natural armor)
+5 unnamed (+5 defending rapier)
+21 Dexterity bonus (+12 from 34 Dex, +9 from Canny Defense (duelist) and 28 Int)
+8 unnamed (from monk Wisdom bonus to AC)
+5 Combat Expertise
+3 fighting defensively with 5 ranks in Tumble
+10 dodge (Elaborate Parry and 10 levels of duelist)
+1 dodge feat
+4 shield (from Shield spell)
= 86 AC
Not too bad considering it's all by core rules. Anything I missed?