I have a 2 and a 3, I definately need more pearls. It seems we will have to risk some unpleasantness, we definately need some more powerful stuff.
There's a lot of equipment I'd really want. A Ring of Telekinesis (telekinesis at caster lvl 9 usable every round indefinately, would make Ki'Willis quite effective in battle and compensate nicely for having so few spells), a Portable Hole or two, wands of CureLW, perhaps a wand of Darkbolt... etc. But that would be terribly unfair to the rest of you if I spent all our money on myself

. We will have to divide it, (though it and the items bought with it will still be House-property you can dispose of your share as you see fit (within reason))
We have 387'000 gps (including the extra 30'000 we stole from the betting area but excluding Kilcif's pay.)
We have 7 Millithors in the party (not including Krecil since he won't go shopping with us). Unless you think its justified IC and OOC to give Jena a share, we should divide the wealth between us 7. But since we're still going to have to spend money on items, bribes, mercenaries etc we are going to need a large communal sum of money.
This is one way of doing it; Divide our 387'000 gps with 9, each of us gets 43'000gps to spend on our selves, and we get 86'000gps to spend on things that will directly benefit the entire party, such as healing, bribes, mercs, Portable Holes etc. If we want to give Jena a share we'll all get 38'700 gps and 77'400 gps as party funds.