Ok, time ot get things moving. So here the crew:
Lord Baltimore, Hobgoblin Bard
Vi'kandrix, Shifter Paladin
Pernicious, Eladrin Wizard
Kolvram, Dwarven Avenger
Stonebear, Figther Goliath
How to create your character:
Starting level: 6
Background: You can choose one background from PHB2 or Scale of War
Hybrid: No hybrid. Multiclass is correct.
Starting Equipement: You have 4 magical items of level 7, 6, 5 and 4 or lower. You can also have 2 consummable or alchemic item of lvl 6 or lower. You all have 100 gp too (you can spend them at start if you like).