Saving Throw issue with DM

[Harm]

If you think about it, 10 percent, over 20 levels, is 2 levels........ make sure you apply penalties people!

No penalty for dipping if you're human and only 1 class is higher level... a 1 ranger/barbarian/fighter/monk/bard/duskblade/dragon shaman/scout/thief/sorcerer/ 5 samurai has no XP penalty. Also prestige classes don't count either so you actually have to try fairly hard with the billion prestige classes out there now to get yourself an XP penalty.

 

[bestone]

well i'll be darned, i didnt know prestige classes didnt add one...my bad