Kids posted in the RG thread.
Most NPCs are going to be 25 Pt at a minimum. Higher for 'PC style ones.
As well, many folks will be experts instead of commoners, due to a need to survive. Those good at something find work and success at it, bringong more food etc...
Commoners are more common (er...) in places like Elfholme, where there are lands to till and cities existing in (for D&D) a fairly normal state.
Warriors will be common, while Aristocrats will be rare. Scions rule most places, and Aristocrats will be their helpers or Puppets in many places.
Gertle's Gulch is a bit different.
Picture an Old West town, where there are a few Fat Cats <Aristocrats> who controll much of the trade etc...some of them are Scions, while some are Mundanes. Obviously, the Scions are the more successful and higher placed members of Society.