Heya!
I am nearing completion!
The virtual monk is, in fact, all but done, even equipment.
I'm a little stymied on modern equipment. I suspect I'll probably just take various "student gear," of not much game use.
Ashley is, to begin with at least, sort of a punky/gothy rich spawn who's all disenchanted with materialism and stuff (having never tasted the alternative) and hero-izes self-reliance and those who's personal abilities doesn't come from computerization or automation. Of course, she's attending college pursuing a degree in either business or political science, and she's not sure which yet. She's old enough to be aware of the basic hypocrisy underlying all this, but not quite old enough (emotionally/intellectually) to know what to do about it, or to have the guts to do it.
Her pro tem solution is this game, which is ironic in that it's really the antithesis of everything she professes to stand for. Still, Lily, her online persona, is the embodiment of her values. Strong and smart and quick, prevailing by virtue of skill and puissance rather than a christmas tree of stuff. A further irony is that there is, in fact, -very- little difference between Ash and Lily...the difference is primarily in her head. Lily seems to her to have the kind of life she wants. Itinerant traveler who's belongings fit comfortably in her satchel, going from place to place testing herself and her skills in struggles to aid those in need.
More to come
Does all this take place on Earth?