LOL...due to time constraints, I skimmed your response before.Of all the things to be criticizing TreantMonk for, this is not one of the better and more persuasive arguments.
Let's be honest...this is the whole crux of your posting, the fact that I stated that Treantmonk's universal assumptions, should not be treated as universal.
History has amply demonstrated, you lose your , when TM critiques are invoked.
I see a lot of confirmation bias in this thread. Discount and ignore that which does not meet your experiences, and double down on what does.
Some games are brutal, some are not. One doesnt really need a cold weather coat in Los Angeles, one absolutely needs one in Chicago.
You are in Los Angeles saying the need to consider cold weather gear is too niche and extreme to be relevant. My response, again, is that it depends upon where you live.