Easy question about vest/shirts and penalties

[Laurel]

I just want to make sure I have this right:

All armor even simple leather has a max dex and an armor penalty. Vestments, shirts, cloaks and the like are all infinite max dex and no penalties, right? Does it depend on what the item is or how it is described?

Some of the descriptions on magical vestments sound like they would be pretty constricting for dex movement, but I am not remembering it stated anywhere that there is any penalty attached to these.

Am I correct in assuming there is not max dex limit and there are no penalties for spells or skills while wearing a vest, shirt, cloak or the like.

 

[Patryn of Elvenshae]

You're correct. Max Dex Bonuses apply only to armor.

Now, if you wanted to, you could create a new type of item or modify an old one to include it, but consider the vast difference between even a really bulky sweater and pieces of hard-boiled leather.