Hyp - ya, you're right about the armor being a competence bonus.
Charm domain is unnamed.
Loss of 1 BAB pales in comparison to what you get.
Divine Grace does rock so hard, 1 level of Paladin is a must when maximizing CHA, but then people tend to start complaining about powergaming.
Or is that after the Divine Shield smacks someone?

Really, if you get Rhino Hide armor in there, and find someway to get a full attack on a charge (Lion's Charge from ???, Singh Rager from OA, Awakened Tiger with Pounce), it becomes unplayably strong.
Which is a kind of funny conclusion to reach, after years of developing this line of attack : that you should only include enough to make the character strong enough, but not overpowered. LOL
Not exactly a classic pure powergaming perspective, huh?
