Looking at the Armor Class section with all the little tick boxes gave me Rolemaster flashbacks. Or perhaps The Dark Eye with hit locations (yes I know they are not hit locations here).
And I would've never thought I could be scared of feats, but here we are.
Now I wonder if there are not only skill and background and class feats but also feat feats. "We heard you like feats so we put feats in your feats".
Also and I know this is likely old news, but why Occultism? Why? That's such a random change....