How do you make money?

[ghettognome]

Does anyone know of a way to make money that doesn't take a lot of investment?

I am currently in high financial stress. I don't spend money beyond my bills, and I am trying to sell my car so I don't have that payment any longer. I don't have hours at work that are condusive to getting a second job, so I am wondering if anyone knows of ways to make money beyond that. I don't even have much in assets to turn around and sell.

 

[Thornir Alekeg]

I assume you are looking for legal ways.

Nope, there are no easy ways to make money. If there were, everybody would be doing it.

Trying to find some kind of inexpensive investment with a decent payout is a good way to either a) get scammed or b) put your money at risk in a volatile market, such as penny stocks.

Find a way to make more at your current job, quit and get a better paying job, or find the time to get a second job.

I suppose you could try to find a rich person to marry...

One note: you say

I don't spend money beyond my bills

but that means nothing when it comes to spending. Some people have bills for things they don't need. Is there anything you can cut from your bills? Do you have a landline and a cell phone? Digital cable? High speed internet and WoW subscription? Gym membership going unused? Can you get a roommate to share living expenses? Move to smaller, less expensive place?

Look at what you might be able to cut if you cannot earn more money.

 

[krunchyfrogg]

"How do you make money?"

-- I go to work.





Okay, now that the jerk response is out of the way... there's no "fast easy" way to make money (unless you're a big risk taker and extremely lucky at gambling, which I'd never recommend). As the poster above me pointed out, if there were real get-rich-quick options out there, we'd all be rich.

 

[Dioltach]

If you have any language skills, a decent Internet connection and a dictionary, you might consider translating. Even if you already have a full-time job, if you can get a couple of pages' worth of work from an agency every day, that will add up. And you'll find that the more experience you have, the better you get, and the more work you'll be sent. And that will soon outstrip anything you could earn as a wage slave.

I'm not saying that translating is easy, or a free ride, but it's the fastest and most certain legal way to make money that I know of.

 

[ghettognome]

I assume you are looking for legal ways.

Nope, there are no easy ways to make money. If there were, everybody would be doing it.

Trying to find some kind of inexpensive investment with a decent payout is a good way to either a) get scammed or b) put your money at risk in a volatile market, such as penny stocks.

Find a way to make more at your current job, quit and get a better paying job, or find the time to get a second job.

I suppose you could try to find a rich person to marry...

One note: you say but that means nothing when it comes to spending. Some people have bills for things they don't need. Is there anything you can cut from your bills? Do you have a landline and a cell phone? Digital cable? High speed internet and WoW subscription? Gym membership going unused? Can you get a roommate to share living expenses? Move to smaller, less expensive place?

Look at what you might be able to cut if you cannot earn more money.

Right now I pay child support, car payment, car insurance, and rent. My other half pays other bills, but he only has a part time job and goes to school full time. I am trying to sell my car, getting rid of it would free up 600 a month (bad credit = really really high payment). I have the option to go ahead and just return it to the dealership where I got it, but that would mean I would take a hit to my credit that looks like a reposession. I really don't want to have to do that since in December the worst of my credit report will drop off, giving me a much better credit score.

My hours are 9:30-6:30 with alternating days during the week that I work. The job I have is one of the better paying ones in my city for the skill set that I have. I have tried finding a better paying one, but I also tried finding a part time one. It is just a hard place to get a job being a over populated college town. I only just started at this one back in January, and I have to stay in the same position for a year before I can move to something else.

I just thought I would see if anyone had a knowledge of things like this.

 

[takyris]

There are some jobs that can be done at night or at home. I don't know what your home life is like, but there are options:

- Night shift security (many times, this is really a chance for you to read a book late at night at a desk with some cameras)

- Essay/resume editing or other copywriting. If you have the writing skills, these jobs let you work from your desk. I did this for about half a year after the dot-com I worked for imploded.

- Telemarketing or some phone-based service positions -- they will often let people work from home, going by a pre-written script that's either on a screen or a page.

But if you really don't have any time for another job, then you need to cut down on your expenditures. There's no other way to do it.

 

[frankthedm]

Get custody. Whatever it takes.

Even with BAD interest, 600 a month on a car sound like you got too good of a car.

Renting has to stop. You are buying someone else a home when you rent.

 

[Whizbang Dustyboots]

In the short term, cut down your phone plan and cable plan. There are tiers below what you use that have the essentials. Every bit helps.

Set a food budget, trim it by 10-20 percent, and stick with it.

And eBay, eBay, eBay. My wife made $5,000 selling old stuff on eBay at a time where we were in financial trouble and it was astonishingly easy. Almost everything you own, someone wants to buy, as implausible as it might seem.

 

[Whizbang Dustyboots]

For $600/month, that car better fly. Unload it ASAP, or refinance it.

 

[LightPhoenix]

My hours are 9:30-6:30 with alternating days during the week that I work. The job I have is one of the better paying ones in my city for the skill set that I have. I have tried finding a better paying one, but I also tried finding a part time one. It is just a hard place to get a job being a over populated college town. I only just started at this one back in January, and I have to stay in the same position for a year before I can move to something else.

If I may ask, what is your job/skill set? Knowing that might help us suggest some things.

I've never been to Texas, but it's my understanding that Austin is a pretty big city. I'm assuming you live outside of Austin. Do you work in the city, or are you in a suburb? You may be able to find something that pays better if you widen your search a bit.

Also, I completely agree with the above posters regarding the car payments.