the below is a monte hall 13th fighter type vs a normal 13th level fighter
13th level monte hall fighter
Bastard sword +5 keen & wounding = 128,000
Shield +5 w/ ghost touch = 64,000
Full Plate +5 w/ heavy fortification = 100,000
Helm of greater sonic resistance DR30 =66,000
X bow of speed +3 w/speed = 72,000
Gauntlets of giant str +6 = 36,000 ( Im guessing)
ok so this guy is monte hall and I kept it pretty basic and he is over 400,000
a norm fighter with the 200,000 limit
+3 bastard sword of speed 72,000 gp
+3 steel shield 9,250 gp
+3 full plate 10,650 gp
a few potions = 3,000 gp
ring of Mind shielding 8,000 gp
ring of Protection +4 32,000 gp
rod of flame estinguishing 15,000 pg
Bag of holding type I 2,500 gp
Cloak of resistance +3 9,000 gp
Horseshoes of speed 3,000 gp
this is already over 160,00 so now he needs a mount supplies, tools weapons A home maybe
equipment etc etc.no where close to over powered!!!
Thorncrest
Nail said:
Careful.
Are you suggesting that none of us have ever played in a 12th level campaign?

You
do know where you are posting, right?
I currently play a Clr 14. Had to get there from level 4......
200,000gp is *way* too much loot at that level, low-magic, high-magic, or anywhere in between.