That reminds me of this kid(we were in junior high) I played with back in 1e. If he rolled really badly on character stats he would announce to the DM that his character would buy some rope and walk to a nearby bridge, then tie a rock to his leg and jump into the river.In cases like that my character falls on his sword and dies instantly. Walk away.
What about your sports team winning the championship?Kind of like car insurance where the vehicle isn't covered for damages by civil war, or acts of God.
I think that would be vandalism.What about your sports team winning the championship?
Depending on the team, some might call it an act of God.I think that would be vandalism.