I think I would put this under the "figure it out as you go" category
What I’m envisioning, and what I tried to convey, is more “a disciplined application of a fornula that has worked well for other endeavors.”
1) Understand paradigm at a conceptual level.
2) Build a substrate of sound fundamentals.
3) Put (1) and (2) together before you “go live.”
I felt “figure it out as you go” was more “art or anarchy or feel” vs what im depicting above, so that is why I didn’t go with that. Were you envisioning “figure it out as you go” captures that model?