Okay, here we go. Things were still rendered pretty tough by the lack of background info on the setting's cultures and their extant martial traditions, but I think I did okay. Let me know what my starting cash is, if the Speak Language dodge is accaeptable, and if I got anything wrong in the background despite my attempts to keep things as generic as possible.
Lucas Camenzind
Human unarmed swordsage variant 2
Strength: 15 +2
Dexterity: 12 +2
Constitution: 16 +3
Intelligence: 10 +0
Wisdom: 14 +2
Charisma: 8 -1
Soak: +4
Defense: +6
BAB: +1
Melee attack: +3
Ranged attack: +2
Attacks:
Unarmed strike +4 1d6+2 bludgeoning: 10 crit
Saves:
Fort: +3
Ref: +4
Will: +5
Skills:
5 ranks Concentration, +3 Con, +3 feat, +11 total
5 ranks Intimidate, -1 Cha, +4 total
5 ranks Sense Motive, +2 Wis, +7 total
5 ranks Tumble, +1 Dex, +6 total
5 ranks Heal, +2 Wis, +2 equipment, +9 total
4 ranks Balance, +1 Dex, +5 total
3 ranks Knowledge (local), +0 Int, +3 total
2 rank Speak Language ([painful, halting] literacy in Consabrian, no one foreign language: a very focused smattering of vocabulary mostly relating to violence of all sorts, with a secondary focus on respect and pedagogy. In a goodly number of languages, Lucas can say "Hello", count, and the like, and can probably get things like "senior student" or "bow" or "thank you". "Excuse me, where is the bathroom?" is right out, but he knows a half-dozen ways to say "high spinning roundhouse kick."
1 rank Martial Lore, +0 Int, +1 total
Feats:
Simple Weapons Proficiency
Martial Melee/Thrown Weapons Proficiency
Improved Unarmed Strike
Weapon Focus (Greatsword, Greataxe, Heavy Mace, Unarmed Strike)
Toughness
Skill Focus (Concentration)
Class features:
Quick to act +1
Discipline Focus (Stone Dragon: Weapon Focus)
Defense Bonus (Wis)
Monk unarmed damage progression
Maneuvers known:
Stone Bones
Moment of Perfect Mind
Sapphire Nightmare Blade
Counter Charge
Consummate Feint [reflavored Shadow Blade: +1d6 is of the same damage type as the weapon used, not cold damage]
Pulverizing Blow [reflavored Burning Blade: +1d6+initiator level is of the same damage type as the weapon used, not fire damage]
Wolf Fang Strike
[Can ready 4]
Stances known:
Stonefoot Stance
Stance of Clarity
Equipment:
Backpack
Bedroll
Winter blanket
Crowbar
Flint and steel
Hammer
Two weeks' trail rations
50 ft hempen rope
Signal whistle
Tent
Waterskin
Healer's kit
Traveler's outfit
Utility knife
Appearance: Lucas Camenzind has the unlovely face of a prizefighter, with a broad, crooked nose and a bushy black mustache that grows in every which way, betraying the presence of numerous scars beneath it. He's not the tallest man, but he's built incredibly solidly, with a chest like a barrel and huge hands with prominent knuckles. He looks like someone's disreputable uncle.
History: Lucas Camenzind never could stay away from a fight. The son of a dockworker and a dockworker himself in a minor Consabrian port, he settled into a hard-drinking, bar-brawling lifestyle as soon as he was old enough to hold his liquor and throw a punch: by the time he turned eighteen he was a force of nature in a scrap, the most feared man in the taverns and dives of the city. But his rise as a brawler coincided with the fall of his hometown as a trading power, forcing Lucas to move to Consabria's main trading city as the jobs dried up. Calria was a far larger metropolis, far more cosmopolitan. Men of all colors, cultures and creeds walked the streets there. Lucas put in his first day of work and headed to the nearest seedy dive to get his first night's taste of bruised knuckles and split lips...
And woke up on the floor of the bar, blood from his shattered jaw mixing with stale beer and thin vomit.
As the greatest port city of the biggest trading power in the world, Calria is a mecca for cultural interchange of all kinds, and martial traditions in particular. Sailors are a rough bunch, and more than a few were soldiers, bandits, or pugilists in their time: others learned from the trained few to defend themselves in the heated environment the skills of their fellows created. Wrestlers, boxers, kickers, knife fighters, stick fighters, vicious thugs, and martial artists of all sorts clashed in the streets and bars and docks and decks- clashed, saw and feared the unfamiliar skills of those they fought, and resolved to train yet harder to save their necks. Into this environment stepped Lucas. He had always been a hard man with a talent for violence, but he thrived in an unexpected way: pushed to improve by stung pride, he threw himself headlong into the task of learning all the fighting skills Calria had to teach him. First he watched the eclectic fights as closely as he was able, then learned a trick or two from a drinking buddy, then became sparring partners with the man who knocked him out the first night. His first experiences sparked a burning interest: he scoured the city for skilled fighters to watch and learn from, joined as many formal schools of martial arts as would have him, and even painfully read his way through a martial manual or two- when the most complicated thing he'd bothered to read before was the sign for his favorite tavern. Along the way, his personality developed along favorable lines: as his interest in fighting moved from a mere appetite for violence to an appreciation for all sorts of martial arts and sciences, it steadied him, bringing patience, maturity, and focus. It has been ten years in Calria, and Lucas' innate talent and endless appetite for martial knowledge has put him at the top of the heap again: growing sick of dockworker's wages and desiring to put his hard-earned skills to the test, he begins to look for something a little more lucrative- and a lot more hazardous.