Even so, I think the speculation of winning it makes for a good basis for an exercise in financial planning. I think everyone should engage in a little "windfall" planning, because lotteries aren't the only windfalls in life.
And the surest way to waste a windfall is to not have a plan.
This.Why not play a lottery? The reason is simple - the odds are such that there's no point.

(Dungeons & Dragons)
Rulebook featuring "high magic" options, including a host of new spells.