(Psi)SeveredHead
Adventurer
Brad Hindman said:Personally, I can't see any tactical advantage in saving those AP points. Why would you ever need 75 action points moldering in the bank? So, my philosophy, as a referee, is to not worry about players saving points. They are just handicapping themselves in the present.
D20 Modern characters are sort of like low-level DnD characters in that they're fragile. It's very easy to not have a good Fort save, for instance. You'll want an AP around when it comes time to make a massive damage save.