The first thing is that the heading is if the target is a legitimate target. Allies are - by RAW - a legitimate target of healing word (as it targets allies). Is an ally the legitimate target of a daily attack power to get an effect? By RAI, I would think the first problem there is if the ally is a meaningful threat or not - especially when talking about an attack power (which if you notice above I am usually specific about referring to). I would argue the RC clearly indicates the answer is no there. Not for any part of the power at that (hit, miss or effect lines - which is what the RC expanded the bag of rats to encompass). I tend to think of the bag of rats for attack powers primarily (as that is 99% of the time, where this will come up). As for the avenger power, I honestly do not see a level 1 at-will granting phasing more or less at-will as by intent. I can see the combat utility, but the way that can break the game outside of it indicates to me why the "meaningful threat" scenario is important.By strict RAW of the RC ruling, healing powers such as Healing Word no longer function, because you and your allies aren't meaningful threats to you. Under your "strict RAW" interpretation, you can't heal allies. Unless your allies are attacking you.
Edit: It is also worth noting that the RC does state, immediately in the sentence below, to use common sense in how effects target allies and the number of allies a power targets. There is no indication the RC prevents healing word from working on your allies, but it might prevent a warlord from granting an entire army of characters a bonus to initiative.
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