JonnyFive:
Couple of questions on your character sheet. You have the elven Courtblade listed as an exotic weapon. From which book does that come from? Forgive me if I am overlooking the obvious answer - but I am under the weather sick and I can't put my finger on it. The closest I could come is the Elven Thinblade from CW that does similar things except it is only piercing, not piercing/slashing and is only d6 in damage for a small character. Of course, it would allow shield usage. Anyway, just curious where it comes from because i cannot find it.
Second, I noticed that the DMG lists the price for your ring at 2,500 gp, not 2,000.
Third, While your ranks for Move Silently and Hide are fine, don't forget that the ACP for full Pate should drop them down to a total modifier of 2 for Hide and -2 for Move Silently. (Taking in account the MWK bonus since it is enchanted armor)
Fourth, these two are not important matters, but I am curious of two things. Why did you choose the 100gp pearls instead of the standardized 100gp Amethysts according to the chart? Second, I noticed the character has no provision for clothing. Full Plate can get rather chilly! [Even a set of travelor's clothes is only 1 gp.] Like I said, though, these last two are not serious issues, jsut curiousities on my behalf.
Fifth, Your spot ranks seem to be a bit off. The rogue levels can give you a total of 4 ranks. For a paladin, though, the rest of the ranks in Spot will be cross-class.
Other than these minor changes, the character looks good.