It all depends on your campaign. If all your battles start with the party prepared and armored, then the platemail guy will not have much of a problem. If you have your share of fighting in social situations, where wearing plate mail and shield is frowned upon, or at times and locations where no one is wearing armor (at night in a soft bed, or in the bath, f.e.) then the swashbuckler will really shine.
Our duelist has just hit elaborate parry, and now her AC has skyrocketed, especially compared to the barbarian in our magic-poor campaign.
Our duelist has just hit elaborate parry, and now her AC has skyrocketed, especially compared to the barbarian in our magic-poor campaign.