Wealth isn't that important in my current campaign, so we are on a "go with the flow" level -- as long as provisions are taken care of, no one really worries about it.
Then again, most magic items, instead of being found in lucky, neat clumps near monsters, are donated by various temples, etc., as "reward for a job well done". We also use weapon & armour "levelling" in this campaign -- a weapon can be "upgraded", rather than the total-replace notion of most campaigns.
Works well for us and our campaign; may not be everyone else's cuppa...