Even if they allow for freeform character creation, there's still going to be things you can't do. A given option in a point-buy system, for instance, might cost more points than you have available at 1st level (or even for several levels after that).
My Hero System characters were perfectly legal but I cannot help that the GM never exploited the flood of disadvantages all my characters had... To be fair, Hero was really a game about character creation rather than playing your characters at the table.
There's a great discussion to be had regarding the aspects of the social contract that come into play when players build disadvantages into their characters, specifically with regard to their expectations (particularly in comparison to the GM's expectations) as to how frequently those disadvantages should come up in the course of play (and how impactful they are when they do, though that's harder to measure) in order for them to be "worth" the corresponding benefits the player receives for taking them. But few people seem to want to have it.
Hah, good point there.
That's not every RPG? What about the dozens of characters that I've made for every RPG that I've ever played, but never got to play in the game?! I'm doing it wrong...
That’s unfortunate, I just used my last Apple gift card to pay my tax debt with the IRS. I didn’t actually know I had a tax debt, but paying with an Apple gift card was so convenient and hassle free.
I remember this place we used to order from called Zorba’s that the crust was like a whole other meal in itself and it was awesome.
