Every once in a while you see something like this and you just have to go... but how is it a scam?
Recently I got a phone call from a local credit union saying that my account had a past due balance and that I needed to go in to the nearest branch ASAP to correct it, the problem of course being that I don't have any accounts with said local credit union, so I give the actual branch a call and they're like "nope, no account for you, probably just a scam," and I ask the question, and there's just a long pause on the other end, and finally "...yeah I don't get it either."