I have no recollection where my Ranger got the Invulnerable Coat of Arnd - I assume it was semi-legit. I am almost certain we handwaved getting the +whatever plate to cover the parts it didn't ...I think Monty Haul may be even worse than official stuff espicially with magic items. Generally you get a lot of low power through to medium power weapons. You might get sonething like a flametongue level 5 and use it next ten levels.
Think Monty Haul would be more like +3 or better everything (armor, shield, sword), holy avenger handed out etc at reasonably low level.
It was a long time ago and a good chance of being before I was even in high school. That's my excuse and I'm sticking to it .
I also have no idea how the other characters refueled the F-14s or learned how to fly them. Those were magical times.
Don't think any of them were above 14th level iirc.