Mod Note:EB though, and usually AB, you'd be, well not insane, not to take, but one of:
1) Clueless about building characters - nothing wrong with that unless you think you aren't, unfortunately about 30-40% of people who are clueless at this think they're experts or at least competent, but trip up on the most basic math and logic.
3) Respect to irrational hatred for certain abilities I guess!
“Insane”, “clueless” and “irrational” are not terms conducive to ongoing civil discourse. Choose your rhetoric more carefully in the future, please.